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Score withheld

Huma Finance

HUMA
DeFi, financial protocol weightsMarket-cap rank 468, CoinGecko 23 Oct 2026
STRICT score withheld.Score opens with Pro
Sustainabilitywithheld×0.20–
Transparencywithheld×0.16–
Revenuewithheld×0.24–
Innovationwithheld×0.16–
Communitywithheld×0.10–
Tokenomicswithheld×0.14–
Weights are public.

The full report. Score, pillars, arithmetic, risk, scenario, signal and notes.

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Research, not financial advice. Read the terms.

About Huma Finance

Analysis of 3 Jun 2026

Huma Finance is the first PayFi (Payment Finance) network, providing on-chain liquidity for real-world global payment settlements using stablecoins. Built primarily on Solana with BNB Chain support, the protocol enables payment institutions to settle cross-border payments, credit card transactions, and trade finance 24/7 with instant finality.

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Huma has processed over $1.5 billion in transactions and generates $17 million in annualized revenue through merchant fees and institutional lending rates. Backed by $46.3 million from investors including Distributed Global, Circle Ventures, Race Capital, and the Stellar Development Foundation, the protocol operates a dual model with permissionless pools for retail users and regulated institutional pools.

The HUMA token trades at approximately $0.026 with a market cap of $44 million, down 78% from its May 2025 all-time high of $0.116.