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About Huma Finance
Analysis of 3 Jun 2026Huma Finance is the first PayFi (Payment Finance) network, providing on-chain liquidity for real-world global payment settlements using stablecoins. Built primarily on Solana with BNB Chain support, the protocol enables payment institutions to settle cross-border payments, credit card transactions, and trade finance 24/7 with instant finality.
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Huma has processed over $1.5 billion in transactions and generates $17 million in annualized revenue through merchant fees and institutional lending rates. Backed by $46.3 million from investors including Distributed Global, Circle Ventures, Race Capital, and the Stellar Development Foundation, the protocol operates a dual model with permissionless pools for retail users and regulated institutional pools.
The HUMA token trades at approximately $0.026 with a market cap of $44 million, down 78% from its May 2025 all-time high of $0.116.
