PayAI Network
PAYAIThe full report. Score, pillars, arithmetic, risk, scenario, signal and notes.
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About PayAI Network
Analysis of 26 Jan 2026PayAI Network (PAYAI) is a Solana-based payment infrastructure designed for the emerging AI agent economy. Trading at approximately $0.013 with a market cap around $13M (rank #1399), PAYAI powers the x402 payment protocol, which revives the HTTP 402 "Payment Required" status code to enable machine-to-machine micropayments.
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The project launched in late 2025 and has quickly established itself as the second-largest x402 facilitator after Coinbase, processing approximately 14% of total x402 transaction volume. The x402 v2 release in December 2025 expanded support to multiple blockchains including Base, Avalanche, Polygon, Sei, and IoTeX.
PayAI integrates with popular AI frameworks including ElizaOS, Virtuals, Autogen, and Langchain, enabling autonomous AI agents to hire each other, collaborate on tasks, and settle payments 24/7 without human intervention. The protocol supports micropayments starting from $0.01 with sub-second confirmation on Solana.
Total supply is 1 billion PAYAI with 100% circulating at launch, though treasury reserves (20%) are subject to linear vesting through February 2026.