United Stables

Can this project keep operating and funding itself for years?

Circulating supply reached 1.58 billion U on October 19, 2026, backed by cash, short-term US Treasury bills, and USD stablecoins held with Ceffu. Governing terms omit bankruptcy-remote holder claims.123

Can outsiders see and check what the team and the protocol do?

Chainlink Proof of Reserve publishes an aggregate reserve feed on BNB Chain with a 24-hour heartbeat. Founding leadership remains anonymous, and exact asset-by-asset reserve splits are undisclosed.431

Does the protocol earn real fees or income from use?

United Stables Holdings Limited earns yield on short-term US Treasury bills under six months and bank deposits alongside discretionary institutional minting and redemption fees.1

Is the technology being built and shipped, and does it matter?

The token contract implements EIP-3009 gasless transfer authorization for x402 autonomous AI-agent micropayments and supports multi-chain issuance across BNB Chain, Ethereum, TRON, and Robinhood Chain.156

Who uses, builds and holds it, and how durable is that base?

Supply expanded 13.1% over 30 days to 1.58 billion U on October 19, 2026, led by 1.08 billion U on BNB Chain and $100.8 million in 24-hour trading volume.728

Do supply, issuance and unlocks protect holders from dilution?

U maintained a $1.00 peg on October 19, 2026 through whitelisted institutional minting and redemption against USD and approved stablecoins, tempered by centralized admin freeze controls.71

1. 1u.tech/resources/white-paper/Cited for Sustainability, Transparency, Revenue, Innovation, Tokenomics
2. 2defillama.com/stablecoin/united-stablesCited for Sustainability, Community
3. 3pharos.watch/stablecoin/u-united-stables/Cited for Sustainability, Transparency
4. 4bscscan.com/address/0xFa8e834DD2200923C706e6438d9030dB029B0c18Cited for Transparency
5. 5etherscan.io/token/0xce24439f2d9c6a2289f741120fe202248b666666Cited for Innovation
6. 6bscscan.com/token/0xce24439f2d9c6a2289f741120fe202248b666666Cited for Innovation
7. 7coingecko.com/en/coins/united-stablesCited for Community, Tokenomics
8. 8bnbchain.org/en/blog/united-stables-launches-u-as-a-native-stablecoin-on-bnb-chainCited for Community

• Circulating supply reached 1.58 billion U on October 19, 2026, up 13.1% over 30 days across four supported networks.
• Chainlink Proof of Reserve integrated in July 2026 provides automated on-chain verification of aggregate reserve balances on BNB Chain.
• Ceffu provides institutional digital-asset custody and MirrorX off-exchange settlement for the stablecoin reserve leg.
• Native EIP-3009 smart contract support enables gasless transfers and x402 programmable micropayments for autonomous AI agents.
• Centralized exchange listings on Binance and partner venues supported $100.8 million in 24-hour trading volume on October 19, 2026.

• Governing terms create no statutory trust or preferential insolvency claim for holders despite marketing references to segregated custody accounts.
• United Stables Limited discloses no registration under EU MiCA, the Hong Kong Stablecoins Ordinance, or the US GENIUS Act of 2025.
• Chainlink Proof of Reserve reports a single aggregate total without disclosing exact splits between cash, Treasury bills, and other stablecoins.
• Admin keys retain freeze authority and can mint tokens on Ethereum and BNB Chain without an on-chain oracle gate.

United Stables competes as a mid-cap dollar settlement token against dominant issuers Tether and Circle as well as regional exchange-backed stablecoins. Its main distribution advantage is BNB Smart Chain, which held 1.08 billion U or 68.3% of total supply on October 19, 2026.

United Stables scaled to 1.58 billion U in circulation and $100.8 million in daily volume on October 19, 2026. Chainlink Proof of Reserve feeds, Ceffu custody, and EIP-3009 gasless transfers support active trading and settlement on BNB Chain and Ethereum.