First Digital USD

Este projeto consegue continuar operando e se financiando por anos?

Reserves are held in bankruptcy-remote Hong Kong trust accounts, though circulating supply contracted from $2.05 billion to 304.6 million FDUSD in October 2026.12

Pessoas de fora conseguem ver e verificar o que a equipe e o protocolo fazem?

First Digital Labs publishes monthly Prescient Assurance reserve attestations detailing US Treasury bill maturities, cash balances, and reverse repos.34

O protocolo gera taxas reais ou receita com o uso?

FD121 Limited earns interest income on short-dated US Treasury bills and cash deposits backing roughly $304 million in circulating FDUSD.35

A tecnologia está sendo desenvolvida e lançada, e ela realmente importa?

Native multi-chain issuance spans Ethereum, BNB Chain, Solana, Arbitrum, Sui, and TON alongside OpenPayd SWIFT and SEPA settlement rails.16

Quem usa, desenvolve e detém a moeda, e quão durável é essa base?

Adoption remains heavily concentrated on Binance spot trading pairs, with limited decentralized finance lending or retail wallet usage.25

O fornecimento, a emissão e os desbloqueios protegem os detentores contra a diluição?

Each FDUSD is backed one-for-one by segregated US Treasury bills and cash deposits with institutional mint and redemption mechanics.34

1. 1firstdigitallabs.com/fdusdCitado por Sustentabilidade, Inovação
2. 2defillama.com/stablecoin/first-digital-usdCitado por Sustentabilidade, Comunidade
3. 3firstdigitallabs.com/transparencyCitado por Transparência, Receita, Tokenomics
4. 4etherscan.io/token/0xc5f0f7b66764F6ec8C8Dff7BA683102295E16409Citado por Transparência, Tokenomics
5. 5coingecko.com/en/coins/first-digital-usdCitado por Receita, Comunidade
6. 6bscscan.com/token/0xc5f0f7b66764F6ec8C8Dff7BA683102295E16409Citado por Inovação

• Monthly Prescient Assurance attestations verify 1:1 backing across short-dated US Treasury bills, bank deposits, and reverse repos.
• Reserves sit in segregated, bankruptcy-remote accounts at Hong Kong TCSP-licensed custodian First Digital Trust Limited.
• Maintains dollar peg stability through a contraction from its $2.05 billion Q1 2026 peak to roughly 304.6 million tokens in October 2026.
• OpenPayd integration provides USD SWIFT and EUR SEPA institutional settlement rails alongside Canza Finance emerging-market B2B corridors.
• Native multi-chain deployments span six networks including Ethereum, BNB Chain, Solana, Arbitrum, Sui, and TON.

• Circulating supply contracted to roughly 304.6 million FDUSD in October 2026 from $2.05 billion in Q1 2026 after Binance fee adjustments.
• Secondary trading volume remains heavily concentrated on Binance spot order books rather than diversified decentralized finance protocols.
• The unresolved legal dispute with Justin Sun and Hong Kong High Court defamation action HCA 680 create ongoing reputational risk.
• MiCA non-compliance restricts European Economic Area access while proposed US GENIUS Act rules tighten oversight on offshore issuers.
• Prescient Assurance monthly attestations offer narrower audit scope than Big Four accounting examinations used by larger regulated peers.

First Digital USD holds roughly 0.1% of the global USD stablecoin sector with about 304.6 million tokens circulating in October 2026. Tether (USDT) and Circle (USDC) control over 80% of dollar stablecoin liquidity across exchanges and decentralized finance.

As of October 22, 2026, First Digital USD maintains its one-dollar peg backed by segregated US Treasury bills and cash reserves in Hong Kong trust custody. Circulating supply has contracted to roughly 304.6 million FDUSD from its $2.05 billion Q1 2026 peak following exchange fee changes.