Ondo US Dollar Yield

Este projeto consegue continuar operando e se financiando por anos?

Short-term US Treasury bills and bank demand deposits back USDY inside a bankruptcy-remote company with a 3% first-loss equity cushion.12

Pessoas de fora conseguem ver e verificar o que a equipe e o protocolo fazem?

Ankura Trust Company acts as collateral agent and publishes daily reserve verification reports alongside public on-chain supply tracking.123

O protocolo gera taxas reais ou receita com o uso?

Não aplicável. Peso 0,08 no perfil ativo estável, portanto não aumenta nem diminui a pontuação.

A tecnologia está sendo desenvolvida e lançada, e ela realmente importa?

USDY combines an accumulating redemption-value oracle with multichain support, adding BNB Chain instant minting in August 2026.45

Quem usa, desenvolve e detém a moeda, e quão durável é essa base?

Over 2 billion USDY tokens circulate across eight blockchains after Ondo consolidated Aptos and Noble issuance in September 2026.36

O fornecimento, a emissão e os desbloqueios protegem os detentores contra a diluição?

Supply expands and contracts 1:1 with verified US Treasury and bank deposit collateral while accruing daily interest in net asset value.76

1. 1ondo.finance/usdyCitado por Sustentabilidade, Transparência
2. 2docs.ondo.finance/general-access-products/usdy/legal-structureCitado por Sustentabilidade, Transparência
3. 3app.rwa.xyz/assets/USDYCitado por Transparência, Comunidade
4. 4docs.ondo.finance/general-access-products/usdy/technical-documentationCitado por Inovação
5. 5etherscan.io/token/0x96f6ef951840721adbf46ac996b59e0235cb985cCitado por Inovação
6. 6coingecko.com/en/coins/ondo-us-dollar-yieldCitado por Comunidade, Tokenomics
7. 7docs.ondo.finance/general-access-products/usdyCitado por Tokenomics

• Reserve backing. Short-term US Treasury bills and bank demand deposits back USDY with a 3% first-loss equity buffer.
• Bankruptcy-remote trust. Ondo USDY LLC holds collateral separately from Ondo Finance corporate operations under Ankura Trust oversight.
• Daily attestations. Ankura Trust Company publishes daily verification reports covering pledged Treasury and bank deposit balances.
• Multichain liquidity. Deployment on BNB Chain in August 2026 added instant minting alongside Ethereum, Solana, Stellar, Arbitrum, and Mantle.
• Network consolidation. Ending new issuance on Aptos and Noble on September 8, 2026 concentrated liquidity across higher-volume chains.

• Geographic restrictions. Regulation S compliance bars US persons and unaccredited domestic investors from minting or holding USDY.
• Transfer lockups. Newly minted tokens enter a 40 to 50 day holding period before secondary on-chain transfers unlock.
• Interest rate sensitivity. Federal Reserve rate cuts directly reduce the short-term US Treasury yield accrued by tokenholders.
• Custodial permissions. Mandatory KYC onboarding, address allowlists, and upgradeable token contracts introduce centralized issuer dependencies.

USDY competes in the tokenized Treasury market against BlackRock BUIDL, Franklin Templeton BENJI, and Circle USYC. Unlike fixed-price stablecoins such as USDT and USDC, the token passes Treasury interest to holders through a rising redemption value.

Ondo US Dollar Yield provides non-US investors with a bankruptcy-remote tokenized note backed by short-term US Treasuries and bank deposits. Daily reserve verifications by Ankura Trust and a 3% first-loss equity cushion support high scores for sustainability and transparency.