USDC

Este projeto consegue continuar operando e se financiando por anos?

Circle held $73.00 billion in segregated reserves backing $72.69 billion of USDC on October 12, 2026. Short-dated US Treasuries and overnight repos comprise 87.0% of reserves.12

Pessoas de fora conseguem ver e verificar o que a equipe e o protocolo fazem?

Circle publishes weekly reserve breakdowns and 7-day, 30-day, and 365-day mint and redemption flows. A Big Four firm provides monthly AICPA assurance alongside SEC filings.13

O protocolo gera taxas reais ou receita com o uso?

Circle generated $701 million in Q2 2026 revenue and reserve income, up 7% year-over-year, following $694 million in Q1 2026. Net income reached $48 million.43

A tecnologia está sendo desenvolvida e lançada, e ela realmente importa?

CCTP V2 provides native burn-and-mint cross-chain transfers following the July 31, 2026 V1 phaseout. Circle also launched its institutional Arc mainnet on September 16, 2026.567

Quem usa, desenvolve e detém a moeda, e quão durável é essa base?

USDC recorded $14.8 trillion in Q2 2026 on-chain volume and $346.69 billion in 365-day issuance through October 12, 2026 across 175 Circle Payments Network institutions.418

O fornecimento, a emissão e os desbloqueios protegem os detentores contra a diluição?

Each USDC is backed one-for-one by cash and short-term US Treasury assets, with $73.00 billion in reserves exceeding $72.69 billion circulating on October 12, 2026.21

1. 1circle.com/transparencyCitado por Sustentabilidade, Transparência, Comunidade, Tokenomics
2. 2circle.com/legal/usdc-termsCitado por Sustentabilidade, Tokenomics
3. 3sec.gov/Archives/edgar/data/1876042/000187604226000150/crcl-20260331.htmCitado por Transparência, Receita
4. 4circle.com/pressroom/circle-reports-second-quarter-2026-resultsCitado por Receita, Comunidade
5. 5circle.com/cross-chain-transfer-protocolCitado por Inovação
6. 6developers.circle.com/cctp/concepts/supported-chains-and-domainsCitado por Inovação
7. 7developers.circle.com/cctp/migration-from-v1-to-v2Citado por Inovação
8. 8coingecko.com/en/coins/usd-coinCitado por Comunidade

• Circle reported $73.00 billion in segregated reserves backing $72.69 billion of USDC on October 12, 2026, with weekly disclosures and monthly Big Four assurance.
• Short-dated US Treasuries ($27.23 billion) and overnight reverse Treasury repos ($36.30 billion) accounted for 87.0% of total USDC reserves on October 12, 2026.
• On-chain USDC volume reached $14.8 trillion in Q2 2026, while 365-day issuance totaled $346.69 billion against $349.58 billion in redemptions through October 12, 2026.
• Cross-Chain Transfer Protocol V2 moves native USDC across supported blockchains via burn-and-mint settlement, complemented by Circle's Arc mainnet launched on September 16, 2026.
• Circle received final OCC approval in July 2026 to form Circle National Trust and generated $701 million in Q2 2026 revenue and reserve income.

• Circle's terms allow address blocking and asset freezes to comply with law enforcement or sanctions orders, removing censorship resistance for token holders.
• Direct one-to-one dollar redemption requires an approved Circle Mint account, leaving retail holders reliant on secondary exchange liquidity and banking rails.
• Redemptions exceeded issuance by $1.52 billion over the 30 days ending October 12, 2026, reducing circulating supply from $74.21 billion to $72.69 billion.
• Open USD launched on September 30, 2026 with over $1 billion from Coinbase, Mastercard, Shopify, Stripe, and Visa to compete via partner yield sharing.
• The March 2023 Silicon Valley Bank reserve disruption and the post-July 31, 2026 CCTP V1 phaseout illustrate ongoing banking and protocol migration risks.

USDC serves as the primary compliance-focused dollar stablecoin for US exchanges, fintech payment rails, and institutional DeFi protocols. Tether's USDT still holds a wider global supply lead above $184 billion and dominates offshore trading and TRON remittance corridors.

USDC maintains high structural quality on October 15, 2026, backed by $73.00 billion in disclosed reserves against $72.69 billion in circulation. Circle's $701 million in Q2 2026 revenue, OCC trust charter approval, and September 16 Arc mainnet launch reinforce institutional durability.